We believe in choice and transparency when it comes to fees for our advice.

Due to the advice being tailored to you as an individual it is not possible to give a set cost, but we would not proceed with providing you advice without you knowing what this cost is. At the end of our first meeting we can offer a broad range and by the end of the second meeting we will have a specific figure for the advice process.

There are two types of costs we associate with financial advice:

1. Initial advice - this is the cost of receiving advice as a new client with us. This will cover the Statement of Advice and also implementation of the advice should you proceed.

2. Ongoing advice - the preference is to partner with you for the long term to ensure that you remain on track with your goals and to ensure the latest changes to legislation are working in your favor. The ongoing advice cost relates to our guidance (ad hoc or scheduled), access to our client portal, access to investment research, meeting with you during the year, providing an updated advice document, reviewing your impact from changes to legislation, managing your investments, checking your cash flows and savings capacity and, most importantly, reassessing your goals and modeling.

We give you the option of how you would like your fee calculated, either as a fee for service or as an investment management fee. We will show you both options on our calculator and you decide what will fit you best.

No fees would be payable unless you have given your express permission to proceed in preparing advice after the strategy consultation meeting, as outlined in our partnering process.

Once you agree to proceed with advice with us, we will take an initial payment from you to cover the cost to have your plan prepared with our para-planning service. This cost is non refundable once the work with para-planning has commenced.

The remaining initial advice cost is payable at the time you receive the advice document and the ongoing advice fee is generally deducted monthly.